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    Laura Smythe

    Sales Representative

    Royal LePage Realty Plus Oakville, Brokerage

    Your Neighbourhood Realtor


    First-Time Home Buyer’s Credit (FTHBC):


    The FTHBC is a government program geared towards buyers like you. The objective is to reduce costs associated with purchasing a home. As a first time buyer, you are eligible for a 15% income tax credit on a maximum of $5,000 of home purchase costs such as legal fees and land transfer taxes. It can be claimed for the taxation year that you acquired the house.

    You are considered to be a first time buyer if neither you and your spouse or common-law partner has owned and lived in another home in the year of the purchase or in any of the four previous years.  


    First-Home Savings Account (FHSA):

    ​​​​​​​

    The FHSA allows for $8,000 to be contributed annually to a maximum of $40,000. Contributions are tax deductible, and withdrawals tax free. A FHSA must be opened before the end of the year to activate the contribution room for the next year. Any amount may be contributed, but opening the account will create the contribution room that may carried forward.


    https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account.html


    Find your first home using the smart listings search below!

    Laura Smythe

    Sales Representative

    Royal LePage Realty Plus Oakville, Brokerage

    Your Neighbourhood Realtor

    Find Your First Home!

    Buy (25 Types)
    Rent (30 Types)

    Contact Me

    Agent Bio

    Laura Smythe

    Laura Smythe

    Sales Representative

    Royal LePage Realty Plus Oakville, Brokerage

    Your Neighbourhood Realtor

    2347 Lakeshore Rd. West., Oakville, ON, L6L 1H4

    laurasmythe@royallepage.ca

    (289) 888-3120

    (905) 825-7777

    (905) 825-3593
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    Terms of Use & Privacy

    General Terms of Use

    Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern this site’s owner’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

    Listing Data were last updated: 2024-12-21 02:57:55

    Listing Objects were last updated: 2024-12-21T03:18:11.643171Z

    Terms of Use & Privacy

    • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
    • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
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    Terms of Use

    • This representation is based in whole or in part on data generated by the Real Estate Board/Website Administrator which assumes no responsibility for its accuracy. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
    • All MLS® data obtained from this Virtual Office Website ('VOW') is intended only for your personal, non-commercial use.
    • You have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through this VOW.
    • You will not copy, redistribute, retransmit, or otherwise use any of the data or Listing Information provided, except in connection with your consideration of the purchase, sale, or lease of an individual property.
    • Real Estate Board/Website Administrator ownership of and the validity of Real Estate Board’s proprietary rights and copyright in the MLS® database, MLS® data, Real Estate Board's MLS® System, and Listing Information.
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    • The Terms of Use agreement also expressly authorizes Real Estate Board, and other Real Estate Board Members or their duly authorized representatives, to access the VOW for the purposes of verifying compliance with MLS® Rules and Policies (including the VOW Rules) and monitoring the display of Members’ Listings by the VOW.
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    Privacy

    • My website automatically gathers certain usage information like the numbers and frequency of visitors. This data helps me determine how many visitors use parts of the website, so I can improve my website to assure that it is as appealing as I can make it for as many of you as possible.
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    • We may provide statistical "ratings" information, never information about you personally, to our partners about how our clients and visitors, collectively. We do this so they too can understand how much people use their areas and our website in order for them to provide you with the best possible Web experience.
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    • We may use your information to let you know of additional products and services which you might be interested. We may ask you for information about your interests so that both you and we can take advantage of the interactivity of the online medium, but you may always choose to respond or not, or opt out of future mailings.
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    • If we elect to change our privacy policy, you will be notified, and we will post those changes here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone.

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