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January 2024 - Beginnings of GTA Market Shift

Tuesday Jan 23rd, 2024

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GTA Real Estate Market Update: January 2024 The volume of home sales has trended down dramatically since the Bank of Canada started raising the Overnight rate (Prime rate) in March of 2022. But things started to shift at the end of last year. RBC reported that the Toronto-area market woke up from its slumber as 2023 drew to a close. Home resales spiked 21% in December. RBC also made some rate predictions in the same report stating that by the end of this year, they anticipate the... [read more]

7 Ways to Pay off Your Mortgage Faster!

Thursday Sep 16th, 2021

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Paying down your mortgage as early as possible is one of the best suggestions that financial advisers make to their clients.  After all, throwing extra money at the biggest debt you may have can result in big interest savings and being mortgage-free years sooner. Since mortgage payments are made with after-tax dollars, putting extra money down on a debt with an interest rate of 3.49% is equivalent to getting a guaranteed, risk-free return of over 5.0% for most taxpayers. If your... [read more]

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